Frank Gargano


Everyone who has looked back on different points in their lives will realize that these moments are strewn about their memory. They may not be massively significant or complex, but the characteristics of these moments in time blend together to create a painfully nostalgic memory.

In early September former Wells Fargo CEO, John Stumpf, was outed by Federal Regulators as the mastermind of a scheme in which the company covertly registered members for additional “ghost accounts” as an excuse to charge customers extra monthly fees…